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Sr Manager Businesskredit in Dreilinden at PayPal

Date Posted: 5/3/2019

Job Snapshot

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 277 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

This is a new role to head up the Business Financing Solutions (BFS) division which manages PayPal Working Capital (PPWC, or German product name: Businesskredit) in Germany.

Senior Manager, DE Business Financing Solutions (m/f)

The position reports to the Senior Director of Portfolio Management for Global Business Financing Solutions (BFS), the merchant lending division of the PayPal Credit business unit (based in Timonium, Maryland). This position is also accountable to the Head of DE Credit and will lead a cross-functional team and partners with colleagues from numerous domains—including Marketing, Product, Finance, Credit Risk, PMO, Legal, Operations, Compliance & Analytics—to bring solutions to our German SMB and Mid-Market merchants that help them obtain the working capital they need to grow, strengthen their businesses and remain loyal PayPal merchants. This role has P&L and scorecard responsibility for the fast-growing PayPal Working Capital business in Germany.

Core responsibilities:

  • Manage the business’s P&L and deliver scorecard for Financial, Customer and Employee metrics.
  • Drive aggressive growth plans for DE PayPal Working Capital business, including acquisition, partnership, eligibility expansion, product development and other growth opportunities
  • Scale PayPal Working Capital in Germany to exceed its financial targets and deliver strategic roadmap for the product in Germany.
  • Drive Halo and relevant value of PPWC at a market level, including collaborating with PayPal Germany management team to ensure PPWC enables growth of SMB & Mid-Market merchant segments.
  • Support the Head of DE Credit in running an Operating Environment for Credit in Germany with a high performing team and operational excellence in all aspects of the business. 
  • Advocate for DE region within fast-growing global business and influence at senior levels
  • Meet Regulatory & Compliance Obligations of PayPal Working Capital at market and regional levels


  • Master Degree or equivalent. MBA degree a plus.
  • Experience with credit products in Germany and globally
  • Knowledge of and passion for the SMB segment in the DEATCH region, including B2B, payment and/or credit products
  • Experience with and familiarity of a range of business disciplines including B2B product marketing, product development and management, financial planning & analysis, credit risk, and operations
  • Experience navigating a highly-matrixed, cross-functional, international professional environment
  • Be action-oriented with a strong and consistent track record of professional accomplishments
  • Ability to operate as a General Manager, routinely deliver commercial results and lead a cross-functional team
  • Talent to leverage relationship skills and build culture for a high-performing, engaged team
  • Collaborative, commercial attitude to drive integration with core BU and crystallize halo benefits for broader PayPal franchise
  • Ability to work across timezones and travel periodically (primarily Europe & US)
  • Fluent German and English required. Other languages a plus.

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.



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