Special Credits Underwriter in Dublin at PayPal

Date Posted: 11/14/2019

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Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 286 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

We’re looking for a Special Credits Underwriter who will be responsible for monitoring under-performing merchants and will negotiate with high risk and delinquent companies. This person will manage and work with merchants through insolvency processes, determining the most effective strategy to secure repayment and/or collection of owed funds. The Special Credits Underwriter should be skilled in early identification and evaluation of deteriorating financial profiles in order to minimise losses.

Core Duties

  • Monitor credit risk and manage underwriting relationship for a portion of the Special Credits portfolio
  • Identify deteriorating credits, develop workout strategies, and negotiate acceptable terms and conditions to protect PayPal’s interests and achieve maximum recovery   
  • Collaborate with internal business partners, internal and external legal counsel, and risk management leadership to develop workout strategies, and negotiate acceptable terms and conditions to protect PayPal’s interests and achieve maximum recovery
  • Communicate PayPal's position and lead the negotiation process
  • Track progress of the workout process


  • 3+ years of credit underwriting and/or commercial lending experience
  • Solid financial statement analysis
  • Experience in preparing underwriting packages
  • Ability to develop, negotiate, and execute on remediation plans
  • Understanding of European insolvency processes preferred
  • Excellent verbal and written communication skills

Educational Requirements

  • Bachelors Degree in Economics, Statistics, Finance, Mathematics or equivalent experience required.

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.



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