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Senior Risk Analyst in San Jose at PayPal

Date Posted: 4/11/2019

Job Snapshot

  • Employee Type:
  • Location:
    San Jose
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 267 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Job Description Summary: About PayPal Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. We build BIG and NEW products to drive worldwide commerce. Be it the next mobile payments solution, or a high availability money movement platform, we solve problems on a scale you just can't find elsewhere. PayPal continues to push the boundaries of technology by investing in individuals who passionately believe in the potential of innovative technologies that make up a global market places About the team The team is a part of Commercial Seller Risk team and we specialize in monitoring large merchants and conducting analytics for varieties of underlying credit risk. The team collaborates very closely to regional risk operations partners, the business unit and the solutions team. The purpose is two- fold – to identify risky merchants with the use of well-articulated analysis and conveying it to the solutions team to prevent losses AND to identify merchants who have the propensity to grow and conveying the leads to the sales team for cross-selling different products to make positive impact on the revenue. The ideal candidates are problem solvers, equipped with strong analytical skills suited to approach varied challenges in complex environments. Adept at creative and critical thinking, they are able to deconstruct the problem and transform personal insights into large scale, state-of-the-art solutions. Some knowledge of statistical model building is preferred.


•Support the Business Organizations, Regional Operations Partners, and the Solutions team to develop and deliver decision strategies
•Conduct industry vertical analysis for large merchants to identify any growing credit risk concerns in their performance either due to the merchant’s business model or exogenous macro-economic factors

•Conduct adhoc analysis as and when requested by various internal stake holders
•Build insightful dashboard for monitoring and story telling purposes.
•Work with PayPal’s detailed business data to optimize performance and minimize financial loss across multiple products, global regions and financial systems
•Accountability on business critical processes and vision to implement the project end to end

•Measure performance against KPIs and goals
•Maintain ongoing communication with stakeholders and peers across the Risk organization and PayPal teams.


  • Master’s Degree preferred, or equivalent work experience
  • 3+ years work experience work experience in relevant positions (Product Manager, Risk Management, Economics, Statistics, Finance, Data Analyst, Data Scientist, FP&A)
  • Excellent spoken and written English – a must
  • Technical orientation (Experience with programming/scripting language / SQL – an advantage)
  • Familiarity with SAS/R – an advantage
  • Quick-thinker, fast learner, wide general knowledge, problem solver

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.



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