Lead Risk Analyst in San Jose at PayPal

Date Posted: 5/9/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    San Jose
  • Job Type:
    Risk Analytics
  • Experience:
    Not Specified
  • Date Posted:
    5/9/2018
  • Job ID:
    R0032199

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 237 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal’s seller risk management organization is looking for a Seller Risk Next Gen solutions (Sr. Analyst) to formulate and drive how PayPal manages risk on its portfolio of sellers.
The candidate would be a part PayPal Risk team located in San Jose, CA.

This individual will have an opportunity to formulate Seller Risk Strategy and create product-policy for next Gen seller risk solutions for PayPal. Seller risk management is a critical foundation for maintaining the health of PayPal’s payments ecosystem ensuring great experience for its users and long term financial success of PayPal.
As Seller Risk Next Gen solutions lead, you will drive and formulate analytics based strategy and policies across a seller’s lifecycle from on-boarding, activation, on-going monitoring and privilege management of sellers with focus on Marketplaces and Partners. This role will allow you to get in-depth and broad understanding of PayPal’s overall business model.

You will utilize data and analytics to identify, build, and promote new strategies to optimize PayPal’s seller risk management and play a driver role in formulating the Next generation of seller risk solutions. You will partner with product and platform teams to define seller experience and product features; Support overall risk goals through detailed data mining and analysis that results in policies, test-and-learn pilot programs and broad strategies to deliver efficiency, loss reduction and better customer experience; collaborate with cross-functional and global teams to work in a team environment and provide consultative support.

  • Partner with cross functional teams of operational analysts, Operations, and product development resources to identify and promote new solutions and products that will improve the overall effectiveness of merchant risk monitoring and risk programs
  • Focus on seller risk management from critical Marketplaces and Partners channel for Paypal
  • Develop analytics based strategy and frameworks for seller risk management – balancing financial impact and user experience
  • Formulate, construct, conduct and analyze controlled experiments and derive valid conclusions from various test and learn pilots pertaining to seller risk that can be applied and scaled to risk operations
  • Perform in-depth data analysis on risk profiles of existing merchant accounts to identify new actionable trends and solutions


We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

R0032199

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