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Decision Analyst 2 in Dublin at PayPal

Date Posted: 9/7/2020

Job Snapshot

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Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

GENERAL SUMMARY The Risk seller risk management group is looking for a highly talented and self-motivated individual to join our team. The candidate would be a part of the PayPal Risk team located in San Jose, CA. The Analyst will utilize data and statistical analysis to identify and promote new strategies to optimize PayPal’s seller risk management; Support overall risk goals through detailed data mining and analysis that results in policies, test-and-learn pilot programs and broad strategies to deliver efficiency, loss reduction and better customer experience; manage seller/merchant risk monitoring (MRM) strategies to optimize effectiveness of monitoring including PayPal and seller gross loss as well as customer experience; manage the overall strategy and foresee development of various business initiatives & programs globally; develop and manage reporting and value assessment for work; research and develop new risk tools and platforms to support overall organizational goals.

Job Description Summary:

About PayPal
Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid.
We build BIG and NEW products to drive worldwide commerce. Be it the next mobile payments solution, or a high availability money movement platform, we solve problems on a scale you just can't find elsewhere. PayPal continues to push the boundaries of technology by investing in individuals who passionately believe in the potential of innovative technologies that make up a global market place

Job Profile 
PayPal seeks a business-savvy, data-driven and action-oriented Senior Risk & Strategy analyst to focus on analytical portfolio level research-  enabling us to cultivate deeper insights across our global sphere of merchants and to optimize trade off’s between risk exposure, losses, profitability and customer experience. 
The mission of the team is to foster a data-driven culture and drive end-to-end customer thinking throughout PayPal – converting analysis and insights through to value articulation and realization.  You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation
Responsibilities include:
•    Assist in discovery of new opportunities to grow and optimize business and risk/reward trade off’s through Analytics.
•    Support global and regional strategic initiatives across the Commercial risk portfolio
•    Deep dive analyses on very large data using SQL/SAS or other tools and structuring of analyses using MS Excel.
•    Maintain and enhance management reporting dashboards using reporting tools such as Tableau, QlikView etc.
•    Use the power of analytics to identify optimization opportunities across Risk management, Product, Marketing and Regional Businesses. Support rapid test and learn and assimilation of these findings into the business.
•    Use analytics and statistics to improve our ability to detect, understand and address emerging trends across portfolio and identify levers that maximize the risk reward trade off’s.
•    Cultivate insights across the portfolio using both internal and external data, support implementation of changes.
•    Share insights and have comfort in being able to present to a wide array of stakeholders.
Job Requirements
•    Bachelor’s or Master’s Degree in a quantitative field (Economics, Engineering, Computer Science, Mathematics, Statistics)
•    2 + year of related experience in Business or risk analytics in a fast moving and matrixed environment
•    Previous experience in product, marketing or business analytics a plus
•    2+ experience with SQL OR a major software engineering language (Python, C++) required
•    Familiarity with statistical packages (SAS or R) and reporting tools (QlikView and Tableau) is highly desired.
•    2+ years of experience in relational database querying (SQL, Teradata)
Professional Qualities                                                  
•    High-energy and drive
•    Ability to translate analysis and insights into actionable recommendations
•    Outstanding problem solving skills
•    Ability to operate through ambiguity and change
•    Strong written and verbal communications skills
•    Strong business judgement
•    Clearly results orientated
•    Ability to work confidently with colleagues across the business such as: Product, Data Technology, Sales, Operations, Finance to drive improvement in quality, volume, service, and profitability
•    Ability to work with ambiguity and adapt in a fast high paced and dynamic environment

Basic Qualifications
•    Bachelors, MBA/ Masters of Finance, statistics, computer science or economics preferred.
•    Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
•    Product: Perform modeling/analytics to assist new product and business strategies
•    Credit Risk: Support step-change improvements in risk performance by connecting drivers of future risk trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
•    Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
•    Partnership: Work closely with colleagues across PayPal including: Product, Data Technology, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
•    Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic risk management
•    Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
•    Clear results orientation: display an intense focus on achieving both short and long-term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
•    Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment
•    Previous consulting experience is a plus

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at



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