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Data Scientist in Wilmington at PayPal

Date Posted: 4/20/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Wilmington
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    4/20/2019
  • Job ID:
    R0037646

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 267 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal's Credit Risk Organization is responsible for managing risk throughout the customer lifecycle. This is an exciting organization where contributions have a direct P&L impact. The Manager, Risk Analytics and Forecasting will collaborate with Strategy, Operations, Finance, and Technology to predict and understand PayPal's credit losses.

  • Develop loss forecasts for global credit products leveraging internal performance data and various macroeconomic inputs
  • Conduct regular stress testing to ensure portfolio maintains minimum profitability measures
  • Participate in monthly/quarterly reserve setting process with Finance and Accounting
  • Monitor global portfolio performance to ensure its within PayPal’s Credit Risk Appetite
  • Partner with Operations to conceive, design & monitor strategies to improve credit losses
  • Leverage internal and external data to enhance existing models and business rules
  • Analyze portfolio trends to deliver strategic loss forecasting insights
  • Communicate concise and actionable business strategies to Executive team

Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline. 

7+ years of proven Risk and Collections experience in Financial Services, Payment Transactions or other financial related industry; Analytical and project management experience;  Excel and spreadsheet analysis;  Handling and building complex formulas in Excel spreadsheet;  Risk Management;  Collections strategy;  Statistical analysis;  Loss modeling;  Building complex forecasting model using advanced Excel functions; SAS and SQL skills to be able to run data queries and research risk strategy and collections impacts; Using PowerPoint for management communications and broad organizational readouts.  Any suitable combination of education, training and experience is acceptable.


We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

R0037646