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Data Scientist 1 in San Jose at PayPal

Date Posted: 10/2/2020

Job Snapshot

  • Employee Type:
  • Location:
    San Jose
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Job Description Summary PayPal's Global Fraud Risk team is responsible for partnering with global business units to manage a variety of risk types including identity fraud, account takeover, stolen financial fraud, and credit issues. This is an exciting department where the contributions by the team members can really help PayPal's bottom line and create experiences that our customers love. This particular opportunity is within the PayPal Global Fraud Risk BI team who develops advanced models and drive next level insights and strategies about PayPal users and translate them into actionable processes designed for large scale risk assessment/decision for various PayPal products. Responsibilities include: • Design, develop and manage real-time end-to-end buyer risk decisioning strategies while balancing customer experience, risks and rewards • Apply advanced statistical techniques and algorithms on complex dataset to build deep learning models on prediction and management for fraud risk associated with PayPal products and accounts • Mine data covering a wide range of information from user profile to transaction history details for various problems inclusive of classification, clustering, pattern analysis, sampling, simulations • In addition to existing AI deep learning models, build an additional on top layer of framework to produce best Financial scenarios and results for Business Growth balancing business enablement vs. risk mitigation efforts • For each decisioning strategy project, design its best structure and select the most appropriate techniques which may include a combination of several approaches • Conduct on-going strategy performance analytics and communicate strategy design and result to senior management • Work with product managers and engineering team in deploying risk decisioning strategies, designing new product capabilities, enhancing systems • Carry out independent research and innovation in new content, ML and technological domains. Trouble shooting any data, system and flow challenge while maintaining flawless strategy execution

Requirements include:

  • BA/BS/MA/MS degree in Mathematics, Statistics, Operations Research, Economics or related quantitative discipline
  • Strong code writing skills in key programming language (Python, R, Java, etc.) as well as data manipulation domain and familiarity with relevant ML Packages
  • Hadoop data experience (PIG, Hive, Spark)
  • Proven experience in employing mathematical, statistical, data mining and machine learning algorithms on real world problems
  • Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis
  • Strong written, oral, and interpersonal skills a must, including the ability to explain and/or present analyses
  • Must have good business judgment with demonstrated ability to think creatively and strategically

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at



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