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Credit Risk Governance Analyst in Luxembourg at PayPal

Date Posted: 11/9/2020

Job Snapshot

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Oversee new product/policy initiation, policy compliance and portfolio performance on PPEU’s consumer and small- and medium-size business commercial/working capital lending activities as well as payment services

Job Responsibilities

  • Perform oversight on the bank’s credit portfolio
  • Monitor policy execution to ensure compliance with existing policies and procedures
  • Manage credit, and consumer-seller risk policy change governance, working with global credit team to appropriately update the applicable policy documents and ensure accurate reflection of the changes in the policy execution simulation code
  • Manage new product launch readiness projects from credit perspective as well as cross functionally across PPEU
  • Interact with global credit risk team to monitor the performance of the risk decision models
  • Interact with global credit and finance teams to monitor loss forecasting and reserving process
  • Interact with global credit control and operations teams to become aware of any operational issues as they arise and inform the bank management on root causes, remediation plans, financial impact, and preventive actions
  • Develop and deliver presentations on credit strategy proposals and results to management
  • Participate in credit audits and inspections to provide support to internal and external auditors and regulators as needed

Job Requirements

  • Bachelor’s, master’s, or PhD degree in a related field
  • Minimum of 4 years of experience in credit risk management and underwriting in consumer and business credit products
  • Project management experience
  • Strong written, oral, and interpersonal skills a must
  • Banking regulatory background in US and EU preferred

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at



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