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Credit Capital Strategy Associate in San Jose at PayPal

Date Posted: 9/14/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    San Jose
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    9/14/2020
  • Job ID:
    R0060004

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal Corporate Finance team is looking for a highly driven individual with a strong analytical background to help set and execute the credit funding strategy for PayPal. This role reports to the Senior Director of Capital Strategy. The successful candidate will support decision making around allocation of PayPal’s capital, help recommend funding strategies, and assist in executing related capital markets, financial, and/or strategic transactions.

Primary Job Responsibilities:

  • Support development of the funding strategy for PayPal’s credit portfolio, working and collaborating with internal stakeholders
  • Help to identify and evaluate funding options based on specific objectives and criteria, and present recommendation(s) to management
  • Work closely with Credit and Strategic Finance teams to build business cases and financial models by determining impact on cash flow and providing financial insights on funding in support of new initiatives requiring capital
  • Quantify impact of funding plan on long term liquidity, financing needs, and credit ratings
  • Manage the credit capital cash model used to analyze funding and capital allocation options
  • Support in the structuring and execution of capital market, financial, or strategic transactions corresponding to approved funding plan
  • Conduct corporate credit analysis on existing partners and potential new relationships
  • Help define and manage related financial risks on the balance sheet; support the recommendation and execution of strategies to manage such risks
  • Collaborate with Treasury and FP&A teams to forecast PayPal’s capital and financing needs
  • Produce ad hoc analysis and presentations as requested by senior management
  • Track and monitor funding-related financial performance measurement metrics for PayPal’s credit business to drive efficiency around allocation of capital / invested dollars
  • Build reporting infrastructure related to the above responsibilities; develop insightful dashboards using tools such as Tableau, Python, or other web-based platforms

Job Requirements: 

  • 2-5+ years in Investment Banking, Capital Markets, Corporate Finance, Strategic Planning, or similar area
  • Strong project management skills and attention to detail; can manage and deliver multiple projects with speed and accuracy
  • Experience with building and running complex financial models utilizing VBA and macros, data modeling, and statistical analysis
  • Demonstrated experience in utilizing knowledge of accounting and forecasting concepts in developing financial projections with full sets of financial statements
  • Keen ability to ask the right questions, and question / validate assumptions
  • Excellent verbal and written communication skills; enjoys turning complex quantitative analysis into insightful and concise narratives when presenting
  • Great at working effectively with internal groups, and passionate about building relationships across organization
  • Self-starter with a desire to quickly learn and excel; willing and able to start, oversee, and complete projects with minimal supervision
  • Ability to operate in a highly complex cross-functional matrixed organization structure to drive direction, decision making, and priorities
  • Skilled at dealing with ambiguity, comfortable working under pressure, and able to multi-task and manage competing priorities while meeting deadlines in fast-paced environment focused on results
  • Maintains highest standard of professional and ethical behavior, with high integrity, and operates with a diverse and inclusive mindset
  • CFA preferred

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

R0060004

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