Risk Financial Analyst in San Jose at PayPal

Date Posted: 10/19/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    San Jose
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/19/2018
  • Job ID:
    R0037382

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 244 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

The PayPal Risk Finance team is charged with providing analytical support to PayPal’s Controllership and Risk Management organization. We are responsible for forecasting PayPal and its subsidiaries’ losses accurately, monitoring emerging trends across various segments globally, and enabling efficient investments by the company.

As a member of the Risk Finance transaction loss team, you will work cross functionally within Risk Management and across the PayPal organization to both manage losses and enable PayPal’s rapid growth. You will participate in financial modeling and forecasting of transaction losses for PayPal and its subsidiaries like Venmo, Xoom, and Braintree. Key tasks including dealing with transaction level data, loss performance analysis and working closely with various partnering organizations.

The individual is expected to:

Compile and communicate the monthly transaction loss results and drivers to partners in Finance, Accounting and Risk teams Execute monthly transaction loss forecasts based on transaction loss data using financial models Develop best practice forecasting models for loss provisioning Review financial model performance and implement enhancement where necessary Work with Controllership and Finance teams to successfully manage the internal and external audit review.

Required Skills:

  • Bachelor’s in Mathematics, Statistics, Financial Engineering, Information Systems or closely related quantitative discipline
  • 5+ years of post-college working experience within a Quantitative Research, Statistical Modeling, Data Analytics or FP&A focus
  • Creative problem solver, analytic thinker, and ability to learn new and complex concepts quickly

​Required technical skills:

  • Financial Modeling, MS Excel (with VBA), SQL and SAS/R Programming Working knowledge of SAP, Tableau, Credit/Transaction Loss Provision

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.


We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.

R0037382

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