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Merchant FLOD Data Analyst in Timonium at PayPal

Date Posted: 1/10/2021

Job Snapshot

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Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

This First Line of Defense position supports risk mitigation activities for the PayPal Credit Merchant, Marketing, and Sales organizations. The individual will provide data driven insights related to risks and control effectiveness for the PayPal Credit Merchant online experience. By leveraging business intelligence tools and internal data the individual will mine data, and conduct data analysis. This resource will be responsible for developing, maintaining reports and dashboards; utilizing internal database platforms and data warehouses to identify usable data for business monitoring and testing. The ideal candidate will have advanced knowledge of business processes and data analysis, proven ability to construct complex data queries which will inform, automate, and improve business performance monitoring.


  • Understand business needs, including how data is used and managed, and functional design
  • Engage with Credit organization stakeholders to identify where data can inform / automate decision making
  • Navigate within the technology environments to locate, validate, extract, and format data for testing
  • Analyze SQL database resources (tables and/or views) and mine the data required for reports
  • Construct and execute complex queries to export data
  • Document completed analysis in accordance with policy
  • Understand and develop data analytic testing data sets and exception reporting
  • Develop user-friendly reports and dashboards based on needs of the user to meet expectations.
  • Assist with the development and implementation of efficient and robust control processes, tools, and reporting.
  • Establish strong partnerships with line of business representatives and technology that will enable the team to meet business objectives.

Competencies and Requirements:

Experience and Education:

  • Bachelor’s degree in Computer Science or Data Analysis or equivalent experience
  • A minimum of 3 years of experience in data analysis

Data and Analytics:

  • Advanced analytical, cross-referencing, and deductive reasoning skills
  • Experience in data analysis and dealing with large quantities of data Experience in data processing, database programming, and/or data analytics
  • SQL, SAS, or ACL programming experience including automation solutions of medium to high technical complexity.
  • Prior experience with Excel and VBA and visualization tools like Tableau
  • Ability to find solutions creatively while working in a dynamic and challenging environment under tight deadlines
  • Hands-on experience with risk and controls related analytics.
  • In depth understanding of underlying data, data structures and general knowledge of business uses for data.
  • Advanced knowledge of business processes and data analysis, as well as the ability to construct complex data queries and collaborate with colleagues
  • Excellent communication skills
  • Ability to liaison between lines of business and development teams
  • Experience in project management
  • Familiarity with regulatory compliance requirements for merchants, products and customer experience preferred
  • Basic knowledge of internal systems & software (examples: Kana, Intranet, web-based applications)
  • Ability to execute in a fast paced, high demand, environment while balancing multiple priorities
  • Familiarity with PayPal, Bill Me Later and the merchant processing industry, particularly risk and operational processes

Our world-class culture is something we’re proud of. We’re committed to creating a thriving and inclusive workplace with great benefits starting day 1 including:

  • Medical, dental and vision     
  • Help with your Medical Plan                                                  
  • Prescription Drugs
  • Health Savings Account
  • Wellness Coaching
  • Employee Assistance Program
  • Emotional Wellness 24/7 Support
  • 401K
  • Employee Stock Program
  • Financial Coaching
  • Flexible Spending Accounts
  • Retirement Planning
  • Life, Accident, Disability Insurance
  • Paid Time off
  • Sabbatical
  • Educational Assistance
  • Fertility Benefits
  • Adoption Support
  • Dependent Care FSA
  • Child & elder care resource
  • New Parent Resources

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at



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