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Manager, Account Management Strategies in Chennai - Old Mahabalipuram Rd at PayPal

Date Posted: 10/14/2021

Job Snapshot

Job Description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. We’re a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. We’re guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.

PayPal's Credit Organization is responsible for managing the risk throughout the lifecycle of PayPal's credit products. This is an exciting position where your contributions can really help PayPal's bottom line and create experiences that our customers love. The position will report into the Director of Credit Risk Management for PayPal Credit and will be managing Account Management risk strategies for PayPal Credit, Venmo Card, and CoBrand portfolios.

  • Lead account management credit risk strategies for the PayPal Credit, Venmo Card, and CoBrand portfolios. Ownership includes credit line increase management and authorizations strategies for the products.
  • Analyze customer level information to determine the effectiveness of credit policies and recommend necessary changes to improve profitability.
  • Leverage new data / processes to improve risk management strategies and customer experience.
  • Analyze portfolio trends to deliver strategic business insight from internal and external data. Prepare and present in monthly business reviews.
  • Communicate concise and actionable business strategies from vast amounts of data to Sr. Management.
  • Present new strategy recommendations for executive approval.
  • Manage 2+ credit risk analysts.

Job Requirements:

  • Bachelor’s degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.
  • 5+ years proven credit risk analytics experience, or equivalent.
  • Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.
  • Understanding of Test/Control setup and incremental value analyses.
  • Strong written, oral, and interpersonal skills are a must including the ability to clearly explain and/or present analysis.
  • Must have good business judgment with demonstrated ability to think creatively and strategically.
  • Aptitude and willingness to roll-up the sleeves and get involved in the details.
  • Proficiency in SAS and SQL.
  • Excel, Word, and PowerPoint proficiencies.

Basic Qualifications:

Bachelor’s Degree Required


For more than 20 years, PayPal has remained at the forefront of the digital payment revolution. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, our open digital payments platform gives PayPal’s 400 million active account holders the confidence to connect and transact in new and powerful ways. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying, or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

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