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Director - Data Science in Chennai at PayPal

Date Posted: 10/20/2020

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Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal's GCSC Risk Organization is responsible for managing risk throughout the customer lifecycle. This is an exciting organization where contributions have a direct P&L impact. The Data Science Director of Seller Risk will lead of team of analysts who collaborate with Strategy, Operations, Finance, and Technology to predict, monitor and understand how the confluence of internal and external factors impacts the performance of our merchant portfolio.

The role requires a senior and seasoned risk leader to bring the PayPal leadership model to life. Strong financial acumen, self-confidence and the ability to influence are required.

This position will need to build strong relationships with PayPal business partners and within the GCSC organization to be effectively positioned to understand, communicate, and influence plans, results, issues, and outcomes. This leader will work in a complex, fast-paced matrixed environment, replete with tight deliverable timeframes and juggling multiple stakeholders, both internal and external. This position is expected to act independently and demonstrate strong initiative. This leader needs to influence outcomes, drive data-driven decision making, and to minimize and address conflicts.. The role requires a sense of urgency, passion for results, and personal accountability for achievement.

This Director must have a demonstrated track record as an established leader who is equally strategic and tactical, and the stature to build a relationship with business management.

Basic Qualifications:

  • 10+ years of experience in risk management, data science and/or loss forecasting preferably in the payments space
  • 7+ years of leadership experience, working with teams around the globe
  • Ability to leverage internal and external data to glean insights that enhance existing models and business rules
  • Strong track record of using various visualization techniques and software (e.g. Tableau, Qlik, PowerBI, etc) to ensure effective delivery of insights to partners and stakeholders
  • Communicate concise and actionable business strategies to Executive team

Relevant Experience:

  • Develop loss forecasts for global credit/payments products leveraging internal performance data and various macroeconomic inputs
  • Conduct regular stress testing to ensure portfolio maintains minimum profitability measures
  • Participate in monthly/quarterly/annual forecasting and reporting process with Finance and Accounting
  • Monitor global portfolio performance to ensure its within PayPal’s Risk Appetite

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at



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