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Credit Risk Strategy Manager in Sydney - York St at PayPal

Date Posted: 8/28/2021

Job Snapshot

Job Description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. We’re a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. We’re guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.

The PayPal Credit team is looking for a high-performing professional to develop the next generation of frameworks and strategies for Risk Policy actions.

As Credit Risk Strategy Manager you will be responsible for working with our bank partner to conceive, design & monitor credit risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation for Consumer Lending.

This is a highly visible role in our Credit Team where you would derive insights from data and communicate those insights to a non-technical audience through presentations and documentation.  The goal is to propose concise and actionable business strategies from vast amounts of data for Sr. Management, both internal and external.

Using various statistical and quantitative methods, you would identify business solutions and optimization. Innovation is key where you would use data and processes to improve risk management strategies and ultimately the customer experience.

Requirements to see success:

  • Bachelor’s degree or higher in a quantitative field such as Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.
  • 5+ years post tertiary working experience within a data-mining, quantitative research or analytics organization.
  • Credit risk experience is a must.
  • Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.
  • Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis.
  • Must have good business judgment with demonstrated ability to think creatively and strategically.
  • Aptitude and willingness to roll-up the sleeves and get involved in the details.
  • Experience in SAS and SQL
  • Proficiency in dealing with large datasets (data mining etc.)
  • Excel, Word, and PowerPoint proficiency.

Nice to haves:

  • Experience with visualisation and dashboarding software (Tableau, Power BI).
  • Proficiency with Hadoop, Spark, or other big data platforms.

For more than 20 years, PayPal has remained at the forefront of the digital payment revolution. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, our open digital payments platform gives PayPal’s 400 million active account holders the confidence to connect and transact in new and powerful ways. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying, or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

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